In order to get lower interest rates and be eligible for better rewards, you should focus on improving your credit score.
If you have credit cards and are interested in reducing your APR to 12% while keeping your current credit cards, earning rewards for paying card bills, and no fees, be sure to check out Gauss
- Understand your current credit score. By staying informed of where you can improve and what areas you are doing well in, you can maximize the possibility of increasing your score.
- Make your payments on time. Keeping your payment schedule on time plays a large roll in the potential to increase your score.
- Mix your credit and be sure to have both revolving credit and installment loans.
- Keep your credit utilization low, at or below 30%.