* Gauss credit line APR, which is the same as interest rate, is 14%-18%, depending on a number of factors, including credit profile. The rate is variable with prime rate. The majority of credit cards are eligible for the balance transfer if a credit line is approved.
For example, if user's APR is 24%, total balance is $10,000 and fixed monthly payments are $300, user's interest expense until full payoff would be $6,644 vs. $2,737 with Gauss. Use Gauss payoff calculator
to estimate debt-free dates for your case.1
Earn points every time you take a rewarded action. Find the full list of rewards in the app. You can use your rewards at any time.2
Credit score stability/improvement is not guaranteed. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations.Blog Archive
Gauss (Placid Inc.)
200 Vesey Street, 24th Floor, New York, NY 10281
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