Once you’ve submitted your balance transfer request, you may want to keep up with the status of its completion. You can check if it is complete by checking your credit card account. An online status update is offered with some lenders.
To keep up with and ensure your balance transfer, there are some steps you can take:Submit your balance transfer
This can be done online or on the phone. An online application is usually the fastest and can be submitted within a few minutes. You should prepare yourself with the information you will need including:
- Social Security Number
Additional information could also be needed depending on the lender's requirements.Keep track of your transferred account
When your balance transfer has officially been processed and authorized, the account you are transferring your debt to will show a debit on the card that you transferred the balance from. It may label an incomplete balance transfer as “pending.”Double check the account you transferred the balance from
Once your balance transfer has been completed, be sure to review your account. It takes time for a balance transfer to post, sometimes people miss paying for transactions that are posted after submitting the request.
Make sure your final balance is $0 with no pending purchases before you stop making payments to that account.